The Housing Bubble Mantra: Hurry! Buy Now!

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The LivingLies team

The media is reporting that US housing starts, or the construction of a new house, fell more than expected in March. It is reported that buyer traffic is having the best run since 2009, and that consumers are facing stiff competition and a low supply if you’re shopping for a home.

Where have we heard this before?  Prior to every market bubble that implodes, the mainstream media spins the “buy now or lose out” message so that the herd jumps blindly back into the market, while investors and banks start to short the same markets.

Duetsche Bank who is in a death spiral is reporting that the overall recovery of the housing market continues, particularly among single-family units.

Despite the recent housing dip, the media reports that housing starts hit a four-month high this February. The biggest driver for this trend is single-family home purchases, thus, the…

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Citi continues moving away from mortgages as originations plummet

Livinglies's Weblog

By Ben Lane at Housingwire

Citigroup continues moving away from mortgages as originations plummet

Nearly finished with exit from mortgage servicing

Citigroup first-quarter earnings show that the bank is continuing to move further and further away from mortgages and into other lines of business (The bigger question is why is Citi moving away from originating and servicing consumer mortgages).

According to information released Thursday by the bank, Citi’s residential first mortgage originations plummeted in the first quarter, dropping from $5.6 billion in the fourth quarter of 2016 to $3.8 billion in the first quarter of 2017.

That’s a drop of 32% in one quarter, and a drop of 31% from the same time period last year, when Citi originated $5.5 billion in first mortgages.

Citi’s mortgage servicing rights portfolio is also dwindling, as the bank continues to shed mortgage servicing rights (Citi is vulnerable to litigation for foreclosing on homes…

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Case Involuntarily Dismissed: Caliber & U.S. Bank Trust for LSF9 Master Participation Trust Lose In Florida –

Livinglies's Weblog

Editor’s Note:  Investigator Bill Paatalo from BP Investigative Agency investigated the US Bank Trust for LSF9 Participation Trust and discovered inconsistencies regarding the funding of the trust- not to mention the questionable transfers and assignments.  Paatalo testified in this case that was held in Lee County, Florida- the home of the Rocket Docket where few homeowners prevail.  Ft. Myers Attorney Michelle Belmont did an outstanding job grilling the witness from loan servicer Caliber.   Both Bill Paatalo and attorney Michelle Belmont are commended for their efforts and success. Contact information for Bill Paatalo and Michelle Belmont are listed below.

Please study the attached transcript for a road map regarding how a homeowner’s attorney should question a servicer’s witness.   See:  BOA-v-Asset-Acquisitions-Re-LSF9

Great job by Michelle Belmont, Esq.!

Here’s a case we’ve seen a thousand times. Plaintiff, U.S. Bank Trust, N.A. as…

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Hearsay Trap for Borrowers

Livinglies's Weblog

This case shows that hearsay evidence is admitted as long as it is a bank claiming an exemption. The witness, devoid of any actual knowledge, is allowed to testify about facts, events and circumstances about which he or she knows nothing. The Judge did enter judgment for the borrowers. But the 4th DCA reversed and ordered foreclosure. At some point the courts are going to roll back these pronouncements when and if the foreclosure crisis comes to an end. The precedent for other cases is against any written or unwritten prior doctrine. But in the meanwhile millions of people will still lose their homes to strangers without any financial interest in the loan.

This case might lead to the conclusion that borrowers should make payments through their own “servicers” who can then testify about the inconsistent, false assertions, and data maintenance standards of the other servicer.

The moral of this story…

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Sprint Heights Group

I allege that Sprint Heights Group has to be a very nice looking scam, but it fails. I will update soon.

More info coming soon.



Established in 1985, Sprint Heights Group has earned a reputation as a distinguished leader in the development and implementation of business research processes. Our team of professionals and alliance partners work together to provide our clients with the strategic insight to improve business effectiveness and deliver incremental sales, customer lifetime value, and profits.
We work with Fortune 500 and emerging mid-size corporations to provide practical solutions that establish high performance and high credibility for their marketing organizations. Our clients cover a diverse range of industries and business models. Select clients include MasterCard, JP Morgan, Microsoft, Seagate, Kodak, Siemens, American Century Investments, and ADM.
Screenshot from 2017-04-12 12:36:16
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zone for ISIS in Syria

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BBC News Caught Staging FAKE News Chemical Attack In Syria

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False Flag Chemical Attack in Syria

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REMIC Trustee Must Sign Tax Return Form 1066

Livinglies's Weblog

This could get interesting. It’s complicated but it looks like the administration is closing in on the so-called REMIC Trusts. I personally doubt if anyone is going to be willing to sign the REMIC Tax Reports. The reason is simple: the REMIC Trusts never operated and never received any investments dollars or any startup funds. They exist only on paper. Writing a trust instrument does not create a trust. It is only when there is property transferred into the Trust that the Trust is created and becomes a legal entity.  The blizzard of paperwork, forged and fabricated assignments, endorsements, backdating, etc. was meant to distract judges from the truth. It worked — up until now.

If the Trustee has some fool robo-sign the Tax reports, it is subjecting the person and the Company (frequently US Bank) to multiple Federal criminal and civil liabilities. If they say the Trust did operate…

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Florida Supreme Court dismisses motion for rehearing in case concerning Florida Statute of Limitations

Livinglies's Weblog

by K.K. MacKinstry

Last week a Manhattan court ruled in Costa v. Deutsche Bank that Deutsche Bank had failed to foreclose within the six year window and was therefore barred from collecting the debt.  In the same week, the Florida Supreme Court denied a motion for rehearing in Bartram v. U.S. Bank regarding the statute of limitations in foreclosure cases, therefore ruling that there is no statute of limitation on mortgage debt in Florida.

In the 2016 Bartram opinion the court ruled that if there is an involuntary dismissal of a foreclosure in a foreclosure case, a follow-up foreclosure action can be filed. This decision allows a lender to “correct” issues in litigation and refile until they can successfully foreclose on a homeowner and is likely unconstitutional.  Bartram ruled that a follow-up filing could be done to accelerate the debt involved in a mortgage foreclosure again and again.

The decision…

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This Diagram Shows Nunes’ Conflict Of Interests In Investigating Trump

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Late Show Wins The ‘Hi Stranger’ Challenge

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My Obama-Care is $158.00 per month

I pay a monthly fee for my HMO, Blue Cross Blue Shield, the Co-Pay is $3.00 suck that up bitches.

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BofA Slammed with $45 Million Sanction for Violation of BKR Stay Order

Livinglies's Weblog


The Sundquist decision stands out as the clearest denunciation of Bank of America yet. In this colorfully written opinion Judge Klein in California burst out of a shell of false orthodoxy plaguing the courts and gave us rays of sunshine.

Get a consult! 202-838-6345 to schedule CONSULT, leave message or make payments.

see sundquist-opinion

Wikipedia says that Franz Kafka, a Czech writer at the turn of the 20th century,  “fuses elements of realism and the fantastic,[3] typically features isolated protagonists faced by bizarre or surrealistic predicaments and incomprehensible social-bureaucratic powers, and has been interpreted as exploring themes of alienation, existential anxiety, guilt, and absurdity.”

Judge Klein starts his opinion with “Franz Kafka lives…

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Joe Kennedy III Rips Into the GOP Healthcare Plan – “An Act of Malice – Not Mercy”

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Joe Kennedy III

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The Feds Bag another Small Fish: Georgia Real Estate Investor Pleads Guilty to Bid Rigging and Bank Fraud at Public Foreclosure Auctions

Livinglies's Weblog

While the Big Banks continue to fabricate notes, robosign documents and create fake assignments in order to illegally foreclose, the Federal government continues to focus on the small fish.

A Georgia real estate investor pleaded guilty today for his role in a bid-rigging conspiracy and fraud scheme related to public real estate foreclosure auctions in Gwinnett County, Georgia, the Department of Justice announced today.

Clifford Wayne Hill pleaded guilty to bid rigging and fraud in the U.S. District Court for the Northern District of Georgia.  On Feb. 3, 2016, a federal grand jury in the Northern District of Georgia returned an indictment against the defendant.

According to the indictment, from December 2007 to March 2012, Hill and his co-conspirators agreed not to compete for the purchase of selected foreclosed homes so that they could win the auctions for those homes with artificially low bids. Hill made and received payoffs for…

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