Author Archives: Here and Now

About Here and Now

I rant about issues concerning foreclosure, real estate law and any topic of interest. Normally my day job is Fashion and Costume Design. I like writing and reading interesting subjects.

Mario Kenny


There is a natural energy that exists in all the universe, this energy is in every living being, and the energy is life itself. Happiness the greatest teacher, learn true happiness, you can transcend life and death because t he purpose of this life is to realise life itself. assion and gives unique gifts of precious life, to the people who pay homage to its existence. Continue reading

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Secret Printer Code Could Be Breakthrough for Homeowners


Originally posted on Livinglies's Weblog:
It seems more likely than not that the fabrications and forgeries of documents used in foreclosure and in trading were ultimately printed on a printer that conformed to Federal requirements. This could identify several…

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The Money Trail vs. The Paper Trail Homeowners


Originally posted on Livinglies's Weblog:
The Money Trail vs. The Paper Trail by KK MacKinstry/Lendinglies.com Homeowners trying to receive evidence of the money trail are stonewalled from obtaining the documents that would help them to prove their case and…

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Foreclosure Mills Don’t Know Their Client


Originally posted on Livinglies's Weblog:
If a lawyer goes into court claiming he represents X when in fact he never had any contact with X, was never retained by X and is not being paid by X, he is…

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Zillow reporting inaccurate Foreclosure information and lowering property values


Originally posted on Livinglies's Weblog:
Editor’s Note:  If you have been in foreclosure Zillow will often wrongfully list your home as foreclosed even if the home has not been sold.  It might be a good idea to check.  We…

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Ocwen has a Confidential Ledger for each account.


This ledger was uncovered by a homeowner in DC while she did a discovery on Ocwen in her Deutsche Bank foreclosure. Click on the link to download the document CONFIDENTIAL LEDGER   IN THE UNITED STATES BANKRUPTCY COURT FOR THE … Continue reading

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Faux Housing Recovery: US Mortgage Applications Tumble Most Since 2016


Originally posted on Livinglies's Weblog:
After dismal housing starts and permits data yesterday, the ‘housing recovery’ narrative took another knock this morning as mortgage applications tumbled 4.1% last week – the biggest drop since December 2016.  If the Fed…

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South Carolina joins crackdown against mortgage-servicing firm


Originally posted on Livinglies's Weblog:
By John McDermott jmcdermott@postandcourier.com Ocwen Financial Corp. isn’t a household name in South Carolina or most other states, at least not to anyone outside of the mortgage or foreclosure business. But its profile is…

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Statute of Limitations treated differently for Florida Reverse and Traditional Mortgages


Originally posted on Livinglies's Weblog:
Statute Of Limitations Defense In Florida Foreclosures Not Quite Dead Yet? Trial Court Rules In Favor Of Deceased Borrower’s Daughter Against Bankster As Trial Court Notes Distinction Between Reverse Mortgage & Traditional Mortgage http://consumerfsblog.com/…

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Counsel’s Authority to Represent


Source: Counsel’s Authority to Represent

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SEC Probes Rental Home Values Backing Private-Equity Bond Deal


Originally posted on Livinglies's Weblog:
by Matt Scully May 8, 2017, 6:08 PM EDT Radian’s Green River says U.S. queries broker price opinions Probe said to question if firms’ assessments overstated values U.S. securities regulators are investigating whether bonds…

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American Academy of Pediatrics declares “no science” needed to prove vaccines are safe, because they BELIEVE


Originally posted on The Invisible Opportunity: Hidden Truths Revealed:
By Mike Adams (Natural News) After publicly declaring that all vaccines are safe and not linked to autism, the American Academy of Pediatrics refused to provide a single shred of scientific…

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T&T’s debt: $123.8b


The holders of domestic debt are the Central Bank of Trinidad and Tobago—$23,626.2 million, commercial banks—$13,900.7 million and individuals-$263.3 million. Continue reading

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CFPB to Assess RESPA Mortgage Servicing Rule Effectiveness


Originally posted on Livinglies's Weblog:
The Consumer Financial Protection Bureau (CFPB) is planning to assess the effectiveness of the Real Estate Settlement Procedures Act (RESPA) mortgage servicing rule. The rule, introduced in January 2013 and which took effect in…

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#TrumpCare


Today`s  jaw dropper The following pre-existing conditions are no longer covered under Trump’s ZOMBIE-CARE: Anxiety, acid reflux, acne, ADD, addiction, Alzheimer’s/dementia, anemia, aneurysm, angioplasty, arrhythmia, arthritis, asthma, atrial fibrillation, autism, AIDS/HIV, bariatric surgery, basal cell carcinoma, bipolar disorder, blood clot, … Continue reading

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CitiFinancial, CitiMortgage To Pay $28.8M Over Mortgage Servicing Issues


Originally posted on Livinglies's Weblog:
Millions of consumers lost their homes when the housing market bubble burst. But federal regulators say some of those people may have been able to stay in their homes had mortgage lenders fulfilled their requirements.…

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