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“The core element concerning to whom the note was payable on the date suit was filed was not proven.”
Bottom Line: You can’t file a lawsuit without standing. Judgment reversed with instructions to enter Judgment for the homeowner. And you can’t cure standing by getting it later. That would be like filing suit for a slip and fall in front of a super market, and once the suit was filed, you then go to the supermarket, get out of your car and proceed to slip and fall. And the second story is that the BURDEN OF PROOF is on the foreclosing party, not the homeowner.
Many courts are now leaning away from the legal fantasies being promoted by “servicers”, “trustees’ and other parties…
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