Banks Struggling with Notices of Rescission

Originally posted on Livinglies's Weblog:

For further information please call 954-495-9867 or 520-405-1688


We are starting to get a peek at the strategy the banks will employ in dealing with notices of rescission. In one case the homeowner sent the notice of BOA, who answered that they received it (one problem solved) and that the new servicer is Ocwen (whose business practices have been the subject of a cease and desist order for failing to comply with prior “settlements” and “consent judgments.”)
The obvious strategy of the banks is to try to raise issues that the foreclosure judge can rule upon, in which the notice of rescission is declared void WITHOUT the required lender lawsuit seeking declaratory relief from the rescission — an absolute 20 day requirement under the Truth in Lending Act (TILA). And no matter how much philosophical discussion might ensue, this is precisely why TILA was drafted and passed by Congress…

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600,000 Unclaimed Settlement Checks and other news

Originally posted on Livinglies's Weblog:

For further information please call 954-495-9867 or 520-405-1688



So it seems that the people who lost their homes through illegal or improper foreclosure practices cannot be found. More than 600,000 checks ranging up to $125,000 have not been cashed and are in the process of being reissued. Recipients may still bring claims for damages or even title, state law permitting. The point is that the foreclosures and the assistance to avoid foreclosure were conducted with faulty premises and improper motive. So the banks agreed to pay money with no prejudice to the borrowers who lost their homes. The interesting thing is the banks themselves have come up with those situations in which their practices are wrong. That is potentially an admission against interest — a powerful weapon to use against the banks that have already “completed” foreclosures that were either void (rescission was sent) or voidable (no…

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ALL Islamic Terrorism Funded By British Crown

Originally posted on Left Hook by Dean Henderson:

A beautiful Muslim temple.  Nakhon Si Thammarat, Thailand.Divide and conquer has been the primary modus operandi of the global elite for centuries. In 1947 the British carved Pakistan and Bangladesh (East Pakistan at the time) out of India with the intention of forever dividing the Hindus and Muslims of South Asia. Ghandi was jailed for “interfering with the revenue” when he criticized the East India Company for its opium trafficking habit.

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For First Time In 15 YEARS(Long Before Hamas Controlled Gaza)Israeli Occupation Will Allow Gaza Students To Study In West Bank

Originally posted on Occupied: Headlines From Palestine:

GISHA February 18, 2015. Today, the Coordinator of Government Activities in the Territories (COGAT) announced that he will be allowing students from Gaza to study in the West Bank for the first time since the year 2000.  Israel has so far staunchly refused to allow students from Gaza to travel to the West Bank for academic studies, claiming students pose a security threat and that allowing students to travel goes against the “separation policy”.

The new “closure permission status” (Hebrew) document, which lists, among other things, the criteria for applications to travel through Erez Crossing, states: “Students are permitted to exit for the purpose of academic studies in Judea and Samaria [the West Bank], subject to a quota of 50 students”. It is hard to discern from the document what time frame the quota refers to, or the criteria by which students will be permitted to exit. The…

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Details on Rescission Found in CFPB Regulations

Originally posted on Livinglies's Weblog:

12 CFR 226.15
 (d) Effects of rescission. (1) When a consumer rescinds a transaction, the security interest giving rise to the right of rescission becomes void, and the consumer shall not be liable for any amount, including any finance charge.
(2) Within 20 calendar days after receipt of a notice of rescission, the creditor shall return any money or property that has been given to anyone in connection with the transaction and shall take any action necessary to reflect the termination of the security interest.
(3) If the creditor has delivered any money or property, the consumer may retain possession until the creditor has met its obligation under paragraph (d)(2) of this section. When the creditor has complied with that paragraph, the consumer shall tender the money or property to the creditor or, where the latter would be impracticable or inequitable, tender its reasonable value. At the consumer’s option, tender of property…

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New Seagate Expansion 1TB 2.5″ USB 3.0 Portable External Hard Drive Black HDD, Trinidad and Tobago

vailable to delivery as a cash sale in cascade Trinidad and Tobago $920.00TT cash
22-178-245-TS backup-plus-2-black-pc-right-400x400 seagate-hd-1tb-portable-deal-stbx1000101seagate-hd-1tb-portable-deal-stbx1000101

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APPLE IPAD 2 3G GSM unlocked $3950.00TT, Trinidad and Tobago Port of Spain


APPLE IPAD 2 3G GSM unlocked


Available for cash purchase in Cascade, Trinidad and Tobago. $3950.00


The iOS App Store contains over one million high quality applications. An abundance of options for productivity, creativity, and gaming means you can play more, do more, and achieve more, every day.


The iPad shrinks the distance between you and the rest of the world with its easy-to-use video calling service and FaceTime front camera. Say “Hello” and see the smiles on the faces of your family and friends, no matter how far away they might be.


Using the iPad feels like second nature, even if it’s your first time using one. There are no complicated controls. Simple, gentle taps and swipes maneuver you through this window to the world.


The iPad provides what the iPhone cannot– plenty of space. With it’s bright 9.7″ screen, watch videos, type emails, and enjoy your favorite games.

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